employee benefit packages designed for a healthier tomorrow

When navigating difficult terrain, your success can depend on whether or not you have the right guide. With 15+ years creating customized solutions for clients of all sizes in various industries nationwide, the team at Efferent Solutions is uniquely qualified to support you in your benefits journey.

  • You feel pressed for time when it comes to choosing which benefits your company will offer for the following year.

  • You’re constantly having to track down employees to collect their paper enrollment applications.

  • You’re still manually updating every enrollment on multiple carrier sites.

  • You’re overwhelmed with HR related issues without having the proper support.

  • Your partners are not bringing new ideas and solutions to meet your changing business needs.

does this sound familiar?

It's time to move your business forward.

what if you could…

Insulate yourself from the insurance process so you can make decisions based on solutions tailored to your needs.

get your time back

Eliminate manual paper enrollment processes with cutting edge HRIS and benefits management technology

protect your data

find the right answers

Have access to Human Resources (HR) and Compliance Support to assist you in staying up to date in an ever changing world of healthcare.

At Efferent Solutions, we pride ourselves in creating customized solutions for our clients. Our track record of exceptional results stems from asking the right questions and actively listening to provide informed solutions.

We provide support to clients who are (but not limited to):

  • Engineering Firms

  • Employers with 15+ benefit eligible employees

  • Based all across the USA

  • Small to large group employers.

who we work with

  • Transparency

  • Integrity

  • Commitment to Service

  • Timely communication

  • Alignment

  • Inclusive solutions

  • Accountability

  • Thought leadership

  • Cultivating relationships

at efferent solutions our core values are:

Are you ready to schedule your discovery call to find out if we are the right partner for you?

As your strategic partner, we use benchmarking and business intelligence tools to formulate a custom strategy that:

  • Future-proofs your healthcare programs

  • Meets your short/long-term objectives, goals, and budgets

  • Emphasizes your company culture and brand

We offer a personalized benefits administration technology and onboarding portal customized to your group’s specifications. Efferent Solutions covers the entire cost of the benefits administration and onboarding portal.

take a peek into our benefits management portal

how it works

Book a discovery call so we can learn more about each other and identify if we are the ideal fit for one another.

LETS connect

Once we’ve identified your needs, we will present a bespoke solution which addresses your overall business objectives.

customized solutions

A unique benefits package that protects your employees, reinforces your company culture, and keeps your bottom line healthy.

REAL results

Available benefit package Services

Group Employee Benefits:

  • Medical – HMO / EPO / POS / PPOs / CDHPs (ACA, Level-funded, Self-funded, Captives, Reference-Based Pricing, Association Plans)

  • FSA / Dep FSA / HRA / HSA plans

  • Dental – PPOs / Vision - PPOs

  • Employee Assistance Plans (EAP)

  • Group Term Life / Voluntary Life

  • Short-Term Disability / Long-Term Disability

  • Telehealth / Mental Health

  • Wellness Programs

  • Supplemental – Critical Illness / Hospital Indemnity / Cancer / Accident

Other Services:

  • Video Open Enrollment Meetings & Presentations (recorded for employees and new hires to

    access for future reference)

  • Custom Open Enrollment Booklets and materials for employees (upon request)

  • Section 125 / Wrap SPD Document Creation

  • Semi-Annual Stewardship Reviews (upon request)

  • Executive Individual Life Insurance (Term, Whole, Premium Financing, Buy/Sell, Key Person, etc.)

  • Medicare referrals

WHAT CLIENTS ARE SAYING

  • "As a business offering health benefits to employees for the first time proHNS LLC was lucky to get connected with Nitai Spiro of Efferent Solutions. 

    Nitai is very knowledgeable about health insurance and met with us several times to lay out our options and answer all our specific questions.  He is always very prompt in his communications and ensured we were able to implement our program on our tight roll out schedule. 

    Nitai went out of his way to personalize the program for our company, and I would certainly recommend him to other businesses looking for assistance to manage their health insurance program."

    Lucas C. - Principal, Engineering Firm

  • “Nitai approached our business five years ago and offered to review our insurance benefit offerings. As the initial phone call progressed, he helped educate me that what we were offering through regional plans was not equitable between states.

    He was able to find us a national plan that fit our needs and didn't increase our premiums. We were impressed not only with his ability to find us better offerings but also offered a platform for open enrollment that was easy to use. He joined me during open enrollment each year to present our plans to our staff. He is well spoken, personable, and handles questions easily.

    If you are not happy with your current broker, I recommend you talk with Nitai.”

    Diane N. - Accountant, Geoscience Consulting Firm

get in touch

ready to book your consultation?

frequently asked questions

  • A quick biology 101 lesson and answer to your thoughtful question: Efferent refers to specific neurons (aka “motor neurons”) in our body that are responsible for carrying signals from a central point in the nervous system (our brain and spinal cord) to the muscles and organs throughout the body to protect and/or initiate an action.

    If you’ve ever touched a hot stove, you can thank those efferent neurons for immediately pulling your hand back. Now, we’ll never boast about our hot stove cooking skills on this website, but we endeavor to safeguard you from touching the “hot stove” related to group benefits insurance.

    It is in this spirit that Efferent Solutions was founded. Aspiring to serve as a trusted broker conduit between our employer clients (aka the brain and spinal cord) and our clients’ most valuable assets, their employees (aka the muscles and organs which keep our body healthy and functioning), by offering:

    1. education

    2. first-rate service and attention

    3. strategic planning

    4. compliance support

  • American Council of Engineering Companies (ACEC) Association. With more than 100 years representing engineering firms, architecture firms, and other specialists throughout the United States. Efferent Solutions has been a trusted partner of the ACEC and the ACEC Life/Health Trust for many years. Lets talk if you’d like to learn how your engineering firm can offer richer benefits at a lower cost and compete against larger enterprise firms to attract top talent.

  • Yes. We work with clients in all industries and can design a variety of programs based on your specific situation and needs.

  • We partner with small to large group employers. In order to operate as efficiently as possible on behalf of our clients, the employers we work with must have a minimum of 15 employees who are or will be enrolled in the company’s group medical benefit plans

  • Yes. Efferent Solutions uses a portion of the commissions we earn to pay for the cost of your custom benefits management and onboarding portal.

  • We specialize in employee benefit program design. These programs can be as simple as implementing a group medical plan to much more complex and intricate benefit programs including wellness, group disability, life insurance policies, compliance and HR support, to name a few. Please reference the Additional services section here.

  • The vast majority of our communications can be conducted via email, phone or video calls. If an in-person meeting is requested, we can certainly accommodate those requests as needed. Almost all of our enrollment meetings are presented via a live online webinar (recorded as reference for future new hires). In-person enrollment meetings are also available as needed upon request. Our agency embraces modern technological tools that allow our clients and their employees online digital access to their benefits 24/7/365.